Car Finance

Looking to finance your next car? Get a free car finance quote.

Financing your car at JW Autos couldn’t be easier. We make car buying simple, affordable, and stress-free. Whether you're looking for flexible monthly payments or a straightforward path to ownership, our tailored finance options - PCP and HP - give you the freedom to choose what works best for your you. Our knowledgeable JW Autos team are more than happy to run through the variety of car finance options available to you, with rates as low as 13.9%, tailoring your plan to fit your financial requirements.

Browse our website to find the car that suits you best, then use our easy-to-use finance budget calculators to explore the best finance options tailored to your needs.

Next, check your eligibility with a quick soft credit check. Prefer to get a head start? You can also complete a full finance application online before visiting our dealership.

Whether you apply for finance online or prefer to do it in-store, we offer same-day car finance approval, so you could drive away in your new car the very same day.

Our friendly team is always on hand to help you find the right deal suited to your needs.

Why Finance Your Next Car with JW Autos?

☑️ Flexible Finance Options (PCP & HCP) 
Fully flexible deposits and terms with tailored plans to suit your budget and needs

☑️ Decision within minutes
Fast decisions, backed by transparency and trust

☑️ Apply in-store and drive away same day
From approval to handover in a single day

Wide choice of the UK's top lenders

JW Autos, we work closely with a range of the UK’s leading car finance providers. Whether you're looking for PCP or HP, we’ll help you secure the right option tailored to your individual circumstances. 

• Black Horse, MotoNoVo and DSG Connected

FAQs

How old do I need to be to apply for finance?

Any form of credit is only available to individuals over the age of 18.

What finance options do you offer?

We provide flexible finance plans including Personal Contract Purchase (PCP) and Hire Purchase (HP) to suit your needs. Further information can be found on our site or feel free to contact us.

What documents do I need to bring with me to finance a car?

To make the process as smooth as possible, please bring the following documents with you when visiting our dealership
o Full UK Driving License – Your driving licence serves as both proof of identity and
address. Please ensure it’s valid and in date.
o Passport – Some lenders may requestion a secondary form of ID
o Your Bank Details – You’ll need your bank account number and sort code for the
direct debit setup.
o Proof of Address – Some lenders may request additional proof of your current
address. Bring one of the following dated within the last 3 months: Utility Bill, Bank
Statement or Council Tax Bill.

Are there any restrictions on lending?

We can finance a minimum of £3,000 and generally over a minimum term of 3 years.

How quickly will I get a decision?

Most finance decisions are made within minutes, so you can drive away the same day once
approved. If you are applying for finance in-store, we advise that you schedule an
appointment before 3pm to ensure the finance is authorised in time.

What is the maximum finance contract length you offer?

Our maximum finance agreements range up to 60 months.